With SMWIA Union Local 473 you and your family are protected!

Dependent Coverage
Member Life Insurance
Dependent Life Insurance
(AD&D) Accidental Death, Dismemberment & Specific Loss Insurance
(STD) Short Term Disability Benefits
Healthcare
Preferred Vision Services
Dental Care
Coordination of Benefits
Long Term Disability (LTD) right underneath Short Term Disability (STD)

For more information regarding our benefits company please visit: www.unionbenefits.ca


SCHEDULE OF BENEFITS

– Life Insurance $30000.00
– Accidental Death and Dismemberment $30000.00
– Spouse $5000.00, Dependant Children $2500.00


WEEKLY DISABILITY

– $535.00
– 1st day accident
– 1st day hospitalization
– 8th day sickness
– Maximum of 26 weeks


MAJOR MEDICAL

– Deductible according to single ($25) or family plan ($50)
– Emergency travel assistance
– 50% restoration coverage
– $400.00 Vision care
– Extended Health expenses


DENTAL CARE

– Deductible according to single ($25) or family ($50) plan
– 100% routine coverage, 50% restoration
– Orthodontic 50% with a $2500 yearly maximum